Simply put, we don’t think that current banking services or products are good enough.Our finances should be easy to understand, our spending should be more manageable, and we should be able to make better informed decisions about our financial futures. If we are given the ability to really see what's going on with our finances, we would be better at managing them. We also strongly believe in the power of new technologies to help make it easier for us to get to know our money better. That’s why we built Cleo.
Cleo is made to give you a radically better relationship with money. For us, that means the simplicity, speed, and intelligence of AI, with a personality that’s surprising.
Founded in 2016, Cleo now helps over half a million people with their money across the UK, US & Canada. We’re backed by some of the world’s leading investors, and continue to scale globally. Sound exciting? We’d love to hear from you.
Cleo securely analyses your transaction data in read-only mode. That means it can only view your encrypted transactions. Cleo does this by using a world-leading financial software called SaltEdge. Cleo then uses her smart AI brain to scan your transaction history, calculating and spotting interesting spending trends, habits and lets you keep track of budgets. Cleo also allows you to view your balance, check direct debits, latest transactions, and see your spending per category.
Got some friends who definitely need Cleo? Share your unique referral link with a friend, and you’ll both get $5 / £5.
Say 'share' to Cleo at any time to get your unique link. You'll have the option to 'Share' via FB messenger or 'Post Link on FB' to add it to your timeline.
Or hit ‘Get the link’ and copy and paste it wherever you want.
Once your friend clicks the link, you'll receive a message letting you know they've signed up using your code. As soon as your friend connects their bank account(s), you'll receive a message with instructions on how to claim your $5 / £5.
All you need to do is set up a Cleo Wallet so we have somewhere to deposit it. Say "Cleo wallet" to get started. If you've already set up your Cleo wallet - with savings, for example - then there’s no need to do it again.
Once you’ve got a wallet and your third friend has connected an account, we'll detect it and transfer you $5 / £5.
Yep, just say 'Check Progress' or tap the referral card in the home carousel. (You can get there by saying 'Home' to Cleo.)
Many businesses introduce a referral system with the main goal of increasing the number of customers. For example, if you are joining a gym for the first time they might offer you a free month as a new customer if you refer a friend to that particular gym. In addition, the client (or 'affiliate') might also get an extra bonus, for example a trial week.
As you can see, it's a 'win-win' situation for both parties; one is getting a free month and the other one a trial week. What happens, in reality, is that often, you can't invite a friend, because you don't have any friends interested in this particular referral business. Moreover, companies regularly offer better services or lower prices to affiliates who bring them referrals. And of course you want to take advantage of all these additional benefits.
What if you can actually do something about it? Wouldn't it be great if you could find a place where people like you share referrals? The good news is that there is already a platform that solves these problems.
Share Referrals is a website that lets people post referrals so those who are looking to be referred can find them in just a few easy steps. Both parties benefit and the process is quick and seamless. You don't even need to register an account, just fill in the form, and you are ready to go. The site is used by millions of people so you can be sure to obtain the bonus associated with the 'Refer a friend service' in a very short time
Furthermore, if you know that you will get something for free not only as a new customer, but also if a friend recommended you to that business, wouldn't you ask your friends if they are already customers of that business? At Share Referrals you can view referrals from other people, and it is highly likely that there is someone who posted about the same business that you are looking for. If you can get any additional benefits or bonuses from the Refer a Friend service, but you don't have a close friend who is interested in that particular service, just go to the Share Referrals website and you will surely find what you are looking for.