The insurance you need today may be quite different than what you’ll need five years from now. For this reason, we designed the ability for you to ‘Ladder’ easily: you can apply for more coverage or decrease your coverage, right on your Account.
So, for instance, if your child graduates from college or you pay off your mortgage, you can eliminate the amount of your coverage that was intended to provide for those things and subsequently lower your monthly price. In fact, regularly ‘Laddering’ your coverage down over the years can save you thousands of dollars.
We are using technology and design to make the kind of life insurance we want for ourselves.
We're here to help you navigate life insurance. Whether you are just starting to think about coverage or you are a long-time happy customer, we plan to be here for you far into the future. Ladder has partnered with Fidelity Security Life Insurance Company to issue LadderLife™´Ş? policies and Allianz Life Insurance Company of New York to issue policies in New York.
Yes, we do. Because we know that our referral program is a valuable way to grow the Ladder community. We could spend our money on splashy advertising campaigns, but we’d rather see the money in your hands. Everybody wins!
Earn up to $1,000 in referral bonuses
Simply tell your friends, family, coworkers, neighbors — anyone! — about Ladder.
1. Share your unique referral link
2. When someone you referred gets an offer, you'll get $25
3. Repeat steps 1 & 2 to earn up to $1,000
In general, you can earn $25 for each friend you refer. However, because paying referrals is state regulated, there are some states in which we can't pay these referral fees or, where fees are limited
Many businesses introduce a referral system with the main goal of increasing the number of customers. For example, if you are joining a gym for the first time they might offer you a free month as a new customer if you refer a friend to that particular gym. In addition, the client (or 'affiliate') might also get an extra bonus, for example a trial week.
As you can see, it's a 'win-win' situation for both parties; one is getting a free month and the other one a trial week. What happens, in reality, is that often, you can't invite a friend, because you don't have any friends interested in this particular referral business. Moreover, companies regularly offer better services or lower prices to affiliates who bring them referrals. And of course you want to take advantage of all these additional benefits.
What if you can actually do something about it? Wouldn't it be great if you could find a place where people like you share referrals? The good news is that there is already a platform that solves these problems.
Share Referrals is a website that lets people post referrals so those who are looking to be referred can find them in just a few easy steps. Both parties benefit and the process is quick and seamless. You don't even need to register an account, just fill in the form, and you are ready to go. The site is used by millions of people so you can be sure to obtain the bonus associated with the 'Refer a friend service' in a very short time
Furthermore, if you know that you will get something for free not only as a new customer, but also if a friend recommended you to that business, wouldn't you ask your friends if they are already customers of that business? At Share Referrals you can view referrals from other people, and it is highly likely that there is someone who posted about the same business that you are looking for. If you can get any additional benefits or bonuses from the Refer a Friend service, but you don't have a close friend who is interested in that particular service, just go to the Share Referrals website and you will surely find what you are looking for.